Promotional Financing

Choose 1 of 2 Lenders Below

IDEAL IN AIR strongly suggest you carefully read each of the Financiers terms and conditions as well as our website summery and compare each of them before you make any financial decisions. Individual plans may affect individuals differently as some may be a better fit for you personally than others.

Installs or Repairs
$300 minimum 30k max
Requires Credit Approval
6 Lending Options
Up to 10 year Loans

CLICK LOGO

Equipment Installs Only
$2,500 minimum 15k max
Challenged Credit is OK!!
Easy Approval
3-7 year Loans

No Longer Available

With promotional financing from IDEAL IN AIR L.L.C., major purchases don’t have to wait. Get the quality service, repair, installation or replacement you want now and pay over time. This helps to make our quality Heating & Air Conditioning experts even more affordable. Whether you need to finance any Repair, Installation or Replacement, we can get it done.

We offer several Financing plans from 2 separate lenders to provide you with the best financing options available. Where as FTL has the lowest interest rates and Microf is for Equipment only and for people with challenged credit

Microft

Microf

Lease Purchase with Microf, Almost Everyone is approved.

Eligibility:

Homeowner (Land and Home),
Active US bank account, No active bankruptcy

Items Needed for Application:

Customers Legal Name, Home Address, DOB, SSN#,
Bank Acct and Routing #, Quote info

Approval Process:

Application submitted through contractor portal or personalized consumer URL link
Customer obtains Instant Decision Electronically
(Preapproved, Further Review, Declined)
Customer calls Microf at 855-642-7631
Identify/Verify Quote info with sales rep, identify if
proof of income is required, finalize payment options,
make 1st payment, and
sign Lease through DocuSign
Contractor authorized for install via portal & email
notification after initial payment processed and
Lease signed.

Click Logo to apply

LEASE PURCHASE PROGRAM EARLY PAYOFF DISCOUNT

Month Discount

Anytime from month 1-24 40% off remaining total of payments to ownership

Anytime from month 25-36 30% off remaining total of payments to ownership
Anytime from month 37-59 20% off remaining total of payments to ownership

Example Scenario:

3 Year Term. 36 payments @ $255/month. $5,000 Cash Price.
Total Contract Price (TCP): $9180. Payoff after Month 5.
• Payments Made = $255 x 5 months = $1275
• Early Payoff Amount = 60% x ($255 x 31 months remain) = $4743
• Total Price Paid: $6018 ($3162 savings or 34% off TCP

FTL Finance

FTL requires less to be Approved, offers other lending options for those that don't qualify for standard financing and has the lowest interest rates.

A simple application process, and fast credit decisions
Unsecured loans
Promotional financing options
Convenient monthly payment options
Online account management

Deferred interest same as cash promotions -

* No Minimum Monthly Payments Required during promotional period *Subject to credit approval. See store for details.

Financing Plans offered by FTL

Product Type Term Rate Payment Min - Max Loan

Factor

L1410 Installment 120 months 14.99% 0.016128 $1,000 - $35,000

LR0084 Installment 84 months 15.99% 0.019854 $1,000 - $35,000

LR0060 Installment 60 months 15.99% 0.024309 $1,000 - $35,000

LR1215 Installment 12 months 15.99% 0.09066 $300 - $999

L9036 90 day 36 months 15.99% 0.03607 $1,000 - $35,000

Deferred *

L0660 6 mo. 60 Months 15.99% 0.02313 $1,000 - $35,000