finance, financing, promo financing, promotional financing

Promotional Financing 

With promotional financing from IDEAL IN AIR L.L.C., major purchases don’t have to wait. Get the quality service, repair, installation or replacement you want now and pay over time. This helps to make our quality Heating & Air Conditioning experts even more affordable. Whether you need to finance any Repair, Installation or Replacement, we can get it done.

We offer several Financing plans from two separate lenders to provide you with the best financing options available. Where as FTL has the lowest interest rates and Synchrony will finance smaller amounts but charges higher interest rates.

Choose Your Lender Below 

Click the LOGO to Apply Online for FTL Financing

FTL requires less to be Approved, offers other lending options for those that don't qualify for standard financing and has the lowest interest rates.

  • A simple application process, and fast credit decisions

  • Unsecured loans

  • Promotional financing options

  • Convenient monthly payment options

  • Online account management

Deferred interest same as cash promotions -

* No Minimum Monthly Payments Required during promotional period *Subject to credit approval. See store for details.

Product       Type       Term     Rate    Payment    Min - Max Loan

                                                             Factor     

L1410          Installment  120 months  14.99%    0.016128       $1,000 - $35,000

LR0084       Installment    84 months   15.99%   0.019854       $1,000 - $35,000

LR0060       Installment    60 months   15.99%   0.024309       $1,000 - $35,000

LR1215       Installment    12 months   15.99%   0.09066            $300 - $999

L9036           90 day         36 months   15.99%   0.03607         $1,000 - $35,000

                    Deferred *     

L0660             6 mo.         60 Months   15.99%   0.02313         $1,000 - $35,000

                    Deferred *     

Click the LOGO to Apply Online for Synchrony Financing

Synchrony does not offer other lending options for those that do not qualify. But will finance any amount from $1 and up. 

  • A simple application process, and fast credit decisions

  • Unsecured, revolving credit lines

  • Promotional financing options*

  • Convenient monthly payment options

  • Online account management

*Subject to credit approval. Minimum monthly payments required. See store for details. For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2.

Plan           Type               Description                  Payment        Min-Loan

                                                                             Factor

 

920        With Payments /      No Monthly Interest if                .0250                     none

             Deferred Interest *   Paid in Full within 6 Months

924        With Payments /      No Monthly Interest if                .0250                   $2,000

             Deferred Interest *   Paid in Full within 18 Months

980        Fixed Payment /      5.99% APR Until Paid in Full     .0300                   $6,000

              Reduced APR         

964        Fixed Payment /      10.99% APR Until Paid in Full   .0175                    none

              Reduced APR         

943        Fixed Payment /       9.99% APR Until Paid in Full    .0125                   $6,000

              Reduced APR         

Existing Synchrony cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Please contact us to find out which Synchrony Financial financing options are available to you, or to learn about special financing promotions.

Deferred interest promotions -

* Minimum Monthly Payments Required during promotional period 

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